What ethical responsibilities does a Property and Casualty Insurance Adjuster have to follow?

When you think of an insurance adjuster, what comes to mind? For most people, the first thing that pops into their heads is someone responsible for assessing and determining the value of property damage following a car accident or natural disaster. And while that is certainly one of the primary functions of an insurance adjuster, several ethical responsibilities come with …

How to write an online review about a Licensed Insurance Adjuster?

When you’re looking for an insurance adjuster to help you through the claim process, you want to be sure that you’re working with a professional. Licensed insurance adjusters have the training and experience to help you navigate the often-confusing world of insurance claims. So, how do you go about finding a good adjuster? And once you’ve found one, how do …

Will My Insurance Company Increase My Premiums If I File a Claim? OR WORSE Drop Me?

When your home suffers property damage, your thoughts naturally turn to your homeowner insurance policy. You’d like to recoup some of the money that you’ve spent insuring your house but worry that the claim will make your insurance premium go up. To be honest, your claim has a good chance of triggering a premium increase. If your losses cost quite …

Why are Restoration costs of repairs more expensive than other types of Contractors?

Homeowners often struggle with choosing between hiring a general contractor or a renovation company. In reality, both types of companies offer similar services. However, each has its pros and cons. here are why you should consider hiring a restoration company instead of a general contractor even though they charge high :   A Restoration Company is More Flexible   A …

Does My Insurance Company’s Preferred Vendor (Contractor) Really Work for Me?

When you experience some damage to your property, you’ll need repairs handled by a contractor as soon as possible. If you’re insured, the process may not be as complicated, but you’ll still struggle to deal with one or more contractors during your insurance claim.   Usually, you can hire an independent contractor or settle for your insurance firm’s preferred vendor …

Insurance Adjuster underpaid my Homeowners claim Now what?

If this sounds like something you have experienced, you are not alone. In fact, according to the National Association of Insurance Commissioners (NAIC), more than 1 million complaints were filed against insurers last year. That means that thousands of people are daily dealing with issues related to their insurance policies. Unfortunately, many of these problems stem from how insurance companies …

Stop Talking, You’re Negatively Affecting Your Property Claim Process.

It’s no secret that insurance companies are in the business of making money. What may be a surprise to some homeowners, however, is that they can actually help reduce the cost of their claim by not sharing too much information or saying something to negatively affect the outcome during the process. In most cases, insurance adjusters are more than happy …

What to look out for when purchasing Property Insurance. Don’t make these mistakes!

Buying property insurance is essential because it protects against financial losses caused by damage or destruction to your home. If you don’t insure your property correctly, you could face serious problems such as paying for repairs or replacement costs. Here are some common mistakes people make when purchasing their property insurance policy. Avoid them at all costs!   Not Insuring …