Insurance adjusters play a crucial role in assessing claims and ensuring policyholders receive fair compensation for their losses. However, missteps in the adjusting process can lead to disputes, legal issues, and even accusations of bad faith practices. Whether you’re a new adjuster or a seasoned professional, avoiding these common mistakes is key to maintaining credibility and fairness in the industry. …
Why Reviewing Your Adjuster is Crucial for Legal Cases
When disaster strikes and you file an insurance claim, the adjuster assigned to your case plays a critical role in determining how much compensation you receive. While many policyholders trust their insurance company to handle claims fairly, the reality is that adjusters work for the insurance company—not for you. This is why reviewing your adjuster’s actions, reports, and decisions is …
What ethical responsibilities does a Property and Casualty Insurance Adjuster have to follow?
When you think of an insurance adjuster, what comes to mind? For most people, the first thing that pops into their heads is someone responsible for assessing and determining the value of property damage following a car accident or natural disaster. And while that is certainly one of the primary functions of an insurance adjuster, several ethical responsibilities come with …
How to write an online review about a Licensed Insurance Adjuster?
When you’re looking for an insurance adjuster to help you through the claim process, you want to be sure that you’re working with a professional. Licensed insurance adjusters have the training and experience to help you navigate the often-confusing world of insurance claims. So, how do you go about finding a good adjuster? And once you’ve found one, how do …
Will My Insurance Company Increase My Premiums If I File a Claim? OR WORSE Drop Me?
When your home suffers property damage, your thoughts naturally turn to your homeowner’s insurance policy. You’d like to recoup some of the money that you’ve spent insuring your house, but worry that the claim will make your insurance premium go up. To be honest, your claim has a good chance of triggering a premium increase. If your losses cost quite …
Why are Restoration costs of repairs more expensive than other types of Contractors?
Homeowners often struggle with choosing between hiring a general contractor and a renovation company. In reality, both types of companies offer similar services. However, each has its pros and cons. Here are why you should consider hiring a restoration company instead of a general contractor, even though they charge high : A Restoration Company is More Flexible A restoration …
Why Hire a Public Adjuster, when Reconstruction Contractors can resolve property damage claim issues.
Suppose you’ve had a home or commercial property damaged by water, fire, storm damage, or other causes. In that case, you probably already know that hiring a public adjuster (PA) isn’t always the best option for your insurance claim. The reason is that they are typically paid on a commission basis and have to make their money somewhere. The problem …
Who do you trust? Insurance Company, Independent adjuster, Public Adjuster, Attorney or Restoration Contractor.
Your home has just been damaged by a fire, water, or other hazard. How will you address it? Where do you seek help navigating cleanup and properly filing a claim on your homeowner’s policy to get it paid for? Who can you trust? When you experience a disaster in your home, you need someone you can turn to quickly, who …
Does My Insurance Company’s Preferred Vendor (Contractor) Really Work for Me?
When you experience some damage to your property, you’ll need repairs handled by a contractor as soon as possible. If you’re insured, the process may not be as complicated, but you’ll still struggle to deal with one or more contractors during your insurance claim. Usually, you can hire an independent contractor or settle for your insurance firm’s preferred vendor, who …
Insurance Adjuster underpaid my Homeowners claim Now what?
If this sounds like something you have experienced, you are not alone. In fact, according to the National Association of Insurance Commissioners (NAIC), more than 1 million complaints were filed against insurers last year. That means that thousands of people are dealing with issues related to their insurance policies. Unfortunately, many of these problems stem from how insurance companies operate. …